*{box-sizing:border-box}
  :root{
    --ink:#0B1B33; --muted:#54657E; --soft:#7A899E; --line:#E3E9F2;
    --primary:#1556D6; --primary2:#2E7CF6; --primaryd:#0E3FA8;
    --green:#0B7A55; --green2:#0E9E6E; --gold:#E9A93D;
    --bg:#F4F7FC; --surface:#fff;
    --mn:'Manrope',system-ui,sans-serif; --bd:'IBM Plex Sans',system-ui,sans-serif;
    --sh-sm:0 1px 2px rgba(11,27,51,.05),0 8px 22px -14px rgba(11,27,51,.18);
    --sh-md:0 2px 4px rgba(11,27,51,.04),0 22px 48px -26px rgba(11,27,51,.28);
    --sh-lg:0 4px 10px rgba(11,27,51,.05),0 36px 76px -30px rgba(15,45,110,.35);
    --grad-cta:linear-gradient(135deg,#2E7CF6 0%,#1556D6 52%,#0E3FA8 100%);
    --ease:cubic-bezier(.22,.61,.36,1);
  }
  html,body{margin:0}
  body{font-family:var(--bd);color:#33425A;background:var(--bg);-webkit-font-smoothing:antialiased;overflow-x:clip}
  a{color:inherit}
  h1,h2,h3{font-family:var(--mn);color:var(--ink);letter-spacing:-.02em;margin:0}
  .wrap{max-width:1200px;margin:0 auto;padding:0 clamp(16px,4vw,28px)}
  @keyframes mq{from{transform:translateX(0)}to{transform:translateX(-50%)}}
  @keyframes blink{0%,49%{opacity:1}50%,100%{opacity:0}}
  @keyframes coin{0%{transform:translateY(6px) scale(.9);opacity:0}25%{opacity:.9}100%{transform:translateY(-26px) scale(1.05);opacity:0}}
  @keyframes pulse{0%,100%{transform:translate(-50%,-50%) scale(1)}50%{transform:translate(-50%,-50%) scale(1.03)}}
  @keyframes bounce{0%,100%{transform:translateY(0)}50%{transform:translateY(5px)}}
  @keyframes livedot{0%,100%{box-shadow:0 0 0 0 rgba(14,158,110,.45)}70%{box-shadow:0 0 0 7px rgba(14,158,110,0)}}
  @keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
  ::selection{background:var(--primary);color:#fff}
  html{scroll-behavior:smooth}
  section{scroll-margin-top:70px}
  .snap-page{position:sticky;top:0;min-height:100dvh;display:flex;flex-direction:column;justify-content:center}
  .snap-top{position:relative}
  :focus-visible{outline:3px solid rgba(21,86,214,.45);outline-offset:2px;border-radius:6px}
  @media (prefers-reduced-motion: reduce){
    *,*::before,*::after{animation-duration:.01ms !important;animation-iteration-count:1 !important;transition-duration:.01ms !important}
    html{scroll-behavior:auto}
  }

  /* header */
  header.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.82);backdrop-filter:saturate(170%) blur(14px);-webkit-backdrop-filter:saturate(170%) blur(14px);border-bottom:1px solid rgba(227,233,242,.9);transition:box-shadow .25s var(--ease)}
  header.hd.scrolled{box-shadow:0 12px 32px -22px rgba(11,27,51,.35)}
  .hd .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-top:13px;padding-bottom:13px}
  .logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}
  .logo .mark{width:36px;height:36px;border-radius:10px;background:var(--grad-cta);display:flex;align-items:center;justify-content:center;box-shadow:0 8px 18px -8px #1556D6cc}
  .logo .mark i{color:#fff;font-size:20px}
  .logo .wm{font-family:var(--mn);font-size:19px}
  .nav{display:flex;align-items:center;gap:28px}
  .nav a{text-decoration:none;color:#42526B;font-size:15px;font-weight:500;position:relative;padding:4px 0;transition:color .18s}
  .nav a:hover{color:var(--primary)}
  .nav a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;border-radius:2px;background:var(--primary);transition:right .22s var(--ease)}
  .nav a:hover::after{right:0}
  .btn{font-family:var(--mn);font-weight:700;text-decoration:none;border:none;cursor:pointer}
  .btn-pill{padding:11px 22px;border-radius:999px;background:var(--grad-cta);color:#fff;font-size:15px;box-shadow:0 12px 26px -12px #1556D6cc;transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
  .btn-pill:hover{transform:translateY(-1px);box-shadow:0 16px 32px -12px #1556D6dd}

  /* hero – zentriert, fast volle Höhe, Premium-Glow */
  .hero-c{position:sticky;top:0;min-height:100dvh;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:56px clamp(16px,4vw,28px);
    background:
      radial-gradient(46% 38% at 78% 12%,rgba(14,158,110,.09) 0%,transparent 100%),
      radial-gradient(70% 55% at 50% -5%,#DFEAFF 0%,rgba(223,234,255,0) 100%),
      radial-gradient(120% 90% at 50% 0%,#ECF2FE 0%,var(--bg) 58%,var(--bg) 100%)}
  .hero-c::before{content:"";position:absolute;inset:0;pointer-events:none;
    background-image:radial-gradient(rgba(21,86,214,.075) 1px,transparent 1.4px);
    background-size:26px 26px;
    -webkit-mask-image:radial-gradient(60% 52% at 50% 34%,#000 0%,transparent 100%);
    mask-image:radial-gradient(60% 52% at 50% 34%,#000 0%,transparent 100%)}
  .hero-inner{max-width:860px;margin:0 auto;position:relative}
  .hero-eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--mn);font-weight:700;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--primaryd);background:rgba(255,255,255,.75);border:1px solid #CBDBFA;padding:8px 16px;border-radius:999px;margin-bottom:22px;box-shadow:var(--sh-sm);backdrop-filter:blur(6px)}
  .hero-c h1{font-weight:800;font-size:clamp(34px,5.6vw,62px);line-height:1.03}
  .hero-c h1 .tw{background:linear-gradient(120deg,#2E7CF6,#1556D6 55%,#0E3FA8);-webkit-background-clip:text;background-clip:text;color:transparent}
  .caret{display:inline-block;width:4px;height:.82em;background:var(--primary);margin-left:5px;vertical-align:-.06em;animation:blink 1s steps(1) infinite;border-radius:2px}
  .hero-c p.sub{font-size:clamp(17px,2.6vw,21px);line-height:1.58;color:#46566E;max-width:580px;margin:24px auto 0}
  .hero-c p.sub strong{color:var(--ink)}
  .hero-c p.sub strong.b{color:var(--primary)}
  .scroll-down{position:absolute;bottom:22px;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:3px;color:#9AA7B8;text-decoration:none;font-size:12px;font-weight:600;font-family:var(--mn)}
  .scroll-down i{font-size:20px;animation:bounce 1.8s ease-in-out infinite}
  .cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px;justify-content:center}
  .cta1{background:var(--grad-cta);color:#fff;padding:16px 26px;border-radius:14px;font-size:16px;display:inline-flex;align-items:center;gap:9px;box-shadow:0 18px 38px -14px rgba(21,86,214,.75),inset 0 1px 0 rgba(255,255,255,.22);transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
  .cta1:hover{transform:translateY(-2px);box-shadow:0 24px 46px -16px rgba(21,86,214,.85),inset 0 1px 0 rgba(255,255,255,.22)}
  .cta1 i{transition:transform .2s var(--ease)}
  .cta1:hover i{transform:translateX(3px)}
  .cta2{background:rgba(255,255,255,.85);color:var(--primaryd);border:1.5px solid #C9D9F7;padding:16px 26px;border-radius:14px;font-size:16px;display:inline-flex;align-items:center;gap:9px;backdrop-filter:blur(6px);transition:border-color .2s,background .2s,transform .2s var(--ease)}
  .cta2:hover{border-color:var(--primary);background:#fff;transform:translateY(-2px)}
  .trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:30px;justify-content:center}
  .trust > span{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;color:#33425A;font-weight:600;font-family:var(--mn);background:rgba(255,255,255,.78);border:1px solid #E3E9F2;padding:9px 15px;border-radius:999px;box-shadow:var(--sh-sm);backdrop-filter:blur(6px)}
  .trust i{color:var(--green2);font-size:17px}
  .trust .live-dot{display:inline-block;width:8px;height:8px;padding:0;border:none;border-radius:50%;background:var(--green2);animation:livedot 2s ease-out infinite;flex-shrink:0;box-shadow:none}

  /* best-angebot */
  .best-sec{padding:44px clamp(16px,4vw,28px);gap:30px;background:linear-gradient(180deg,#ECF1FA 0%,#E9EFFA 100%);border-radius:34px 34px 0 0;box-shadow:0 -26px 60px -34px rgba(15,30,54,.3)}
  .best-grid{max-width:1100px;margin:0 auto;display:flex;flex-wrap:wrap;gap:clamp(28px,5vw,56px);align-items:center;justify-content:center}
  .best-col{flex:1 1 380px;min-width:300px;max-width:450px}
  .best-empty{background:#fff;border:1px solid var(--line);border-radius:24px;padding:48px 24px;text-align:center;color:var(--soft);font-size:15px}
  .why-col{flex:1 1 320px;min-width:280px}
  .why-col h2{font-weight:800;font-size:clamp(24px,3.4vw,34px);line-height:1.12;margin:12px 0 0}
  .why-col p{font-size:clamp(15px,2.2vw,16.5px);line-height:1.6;color:var(--muted);margin:14px 0 0}
  .why-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:24px}
  .why-stats > div{background:rgba(255,255,255,.72);border:1px solid #E3E9F2;border-radius:16px;padding:14px 16px;transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
  .why-stats > div:hover{transform:translateY(-2px);box-shadow:var(--sh-sm)}
  .why-stats .v{font-family:var(--mn);font-weight:800;font-size:clamp(22px,3.6vw,28px);color:var(--ink)}
  .why-stats .v .u{color:var(--soft);font-size:15px;font-weight:700}
  .why-stats .k{font-size:12.5px;color:var(--muted);margin-top:3px;font-weight:500}

  /* ablauf */
  .ablauf{padding:64px 0;background:var(--bg);border-radius:34px 34px 0 0;box-shadow:0 -26px 60px -34px rgba(15,30,54,.3)}
  .ab-grid{background:#fff;border:1px solid #E7ECF3;border-radius:24px;padding:24px clamp(16px,3vw,30px) 28px;display:flex;flex-wrap:wrap;gap:clamp(20px,4vw,46px);align-items:center;max-width:1080px;margin:0 auto;box-shadow:var(--sh-md)}
  .ab-stage{flex:1 1 360px;min-width:0;max-width:100%;overflow:hidden;display:flex;justify-content:center}
  .ab-side{flex:1 1 320px;min-width:280px}
  .dial-outer{width:100%;max-width:100%;overflow:hidden;display:flex;justify-content:center}
  .dial{position:relative;width:400px;height:400px;transform-origin:top left}
  .node{position:absolute;transform:translate(-50%,-50%);width:60px;height:60px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--line);box-shadow:0 4px 14px -6px rgba(16,32,60,.18);cursor:pointer;transition:.45s var(--ease);z-index:2;padding:0}
  .node i{font-size:28px;line-height:1}
  .ring{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:184px;height:184px;border-radius:50%;z-index:1;transition:background .1s linear}
  .med{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:156px;height:156px;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:inset 0 0 0 6px #fff,0 10px 30px -12px rgba(16,32,60,.25);z-index:3;transition:background .4s;animation:pulse 2.6s ease-in-out infinite}
  .med i{font-size:54px;line-height:1;transition:color .4s}
  .coin{position:absolute;color:#E8B23A;animation:coin 2.4s ease-in-out infinite}
  .meter{background:radial-gradient(130% 130% at 0% 0%,#0F1E36,#16305A);border-radius:16px;padding:16px 18px;display:flex;align-items:center;justify-content:space-between;gap:12px;box-shadow:var(--sh-md)}
  .meter .ml{font-size:11.5px;letter-spacing:.05em;text-transform:uppercase;color:#8FA6C8;font-weight:600}
  .meter .bar{height:5px;width:130px;max-width:38vw;background:rgba(255,255,255,.14);border-radius:4px;margin-top:9px;overflow:hidden}
  .meter .bar > i{display:block;height:100%;background:linear-gradient(90deg,#36D399,#0E9E6E);border-radius:4px;transition:width .12s linear}
  .meter .mv{font-family:var(--mn);font-weight:800;font-size:clamp(26px,7vw,34px);color:#36D399;line-height:1;white-space:nowrap}
  .cap{margin-top:18px;display:flex;gap:14px;align-items:flex-start}
  .cap .num{font-family:var(--mn);font-weight:800;font-size:38px;line-height:1;transition:color .4s}
  .cap .of{font-family:var(--mn);font-weight:700;font-size:17px;color:#C2CCDA;margin-top:6px}
  .cap .t{font-family:var(--mn);font-weight:700;font-size:19px;color:var(--ink);line-height:1.2}
  .cap .d{font-size:14px;line-height:1.5;color:var(--muted);margin-top:5px}
  .segs{display:flex;gap:6px;margin-top:14px}
  .segs .s{flex:1;height:5px;border-radius:4px;background:#E7ECF3;position:relative;overflow:hidden;cursor:pointer}
  .segs .s > i{position:absolute;left:0;top:0;bottom:0;border-radius:4px}

  /* crawlbare Schritt-Liste (No-JS-Fallback, per JS ausgeblendet) */
  .ab-steps{list-style:none;margin:26px auto 0;padding:0;max-width:1080px;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr));gap:14px}
  .ab-steps li{display:flex;gap:12px;background:#fff;border:1px solid #E7ECF3;border-radius:16px;padding:16px}
  .ab-steps .n{font-family:var(--mn);font-weight:800;font-size:22px;color:var(--primary);line-height:1}
  .ab-steps strong{display:block;font-family:var(--mn);font-weight:700;font-size:15px;color:var(--ink);line-height:1.25}
  .ab-steps span{display:block;font-size:13px;color:var(--muted);margin-top:5px;line-height:1.5}
  .js .ab-steps{display:none}

  /* formula */
  .formula{padding:24px clamp(16px,4vw,28px)}
  .formula .row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:center;max-width:1000px;margin:0 auto}
  .fpill{display:inline-flex;align-items:center;gap:9px;padding:11px 18px;border-radius:12px;background:#F0F4FB;border:1px solid var(--line);font-family:var(--mn);font-weight:700;color:var(--ink);font-size:14.5px}
  .fpill i{color:var(--primary);font-size:18px}
  .fpill.win{background:#E9F7F0;border-color:#BCEBD6;color:var(--green);font-weight:800}
  .fop{color:var(--soft);font-size:18px}

  /* partner */
  .partner{background:var(--bg);padding:34px 0}
  .partner.in-best{background:transparent;padding:0;width:100%}
  .partner .h{text-align:center;font-family:var(--mn);font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--soft);margin-bottom:22px}
  .mqr{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
  .mqt{display:flex;width:max-content;animation:mq 44s linear infinite}
  .mqr:hover .mqt{animation-play-state:paused}
  .mqg{display:flex;gap:16px;padding-right:16px;align-items:center}
  .ptile{display:flex;align-items:center;justify-content:center;height:72px;width:150px;padding:14px 22px;background:#fff;border:1px solid #EAEEF4;border-radius:14px;box-shadow:0 8px 20px -14px rgba(16,32,60,.3);transition:transform .2s var(--ease),box-shadow .2s var(--ease);cursor:pointer}
  .ptile:hover{transform:translateY(-3px);box-shadow:var(--sh-md)}
  .ptile img{max-height:36px;max-width:108px;width:auto;object-fit:contain;display:block}

  /* finder */
  .finder{padding:70px 0;background:var(--bg);border-radius:34px 34px 0 0;box-shadow:0 -26px 60px -34px rgba(15,30,54,.3)}
  .sec-head{text-align:center;max-width:660px;margin:0 auto 28px}
  .eyebrow{font-family:var(--mn);font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--primary)}
  .sec-head h2{font-weight:800;font-size:clamp(28px,4vw,42px);line-height:1.1;margin-top:12px}
  .sec-head p{font-size:clamp(15px,2.2vw,17px);line-height:1.55;color:var(--muted);margin:14px 0 0}
  .finder-box{background:#fff;border:1px solid #E3E9F2;border-radius:22px;padding:22px clamp(14px,3vw,26px);display:flex;flex-direction:column;gap:18px;box-shadow:var(--sh-md)}
  /* KI-Suche */
  .ai-box{display:flex;flex-direction:column;gap:12px;padding:16px 16px 18px;margin:-6px -6px 0;border:1px solid #DCE7FB;border-radius:16px;background:linear-gradient(135deg,#F4F8FF 0%,#F0FBF6 100%)}
  .ai-head{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
  .ai-badge{display:inline-flex;align-items:center;gap:6px;font-family:var(--mn);font-weight:700;font-size:11.5px;letter-spacing:.04em;color:#fff;background:linear-gradient(120deg,#1556D6,#0E9E6E);padding:5px 11px;border-radius:999px}
  .ai-head b{font-family:var(--mn);font-weight:700;font-size:14.5px;color:var(--ink)}
  .ai-row{display:flex;gap:10px;flex-wrap:wrap}
  .ai-input{flex:1;min-width:230px;padding:14px 16px;border-radius:12px;border:1.5px solid #D8E1EF;font-size:15px;font-family:var(--bd);color:var(--ink);background:#fff;outline:none;transition:border-color .18s,box-shadow .18s}
  .ai-input:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(21,86,214,.14)}
  .ai-go{display:inline-flex;align-items:center;gap:8px;font-family:var(--mn);font-weight:700;font-size:15px;padding:14px 22px;border-radius:12px;border:none;cursor:pointer;background:var(--grad-cta);color:#fff;box-shadow:0 14px 28px -14px #1556D6cc;white-space:nowrap;transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
  .ai-go:hover{transform:translateY(-1px);box-shadow:0 18px 34px -14px #1556D6dd}
  .ai-hint{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:12.5px;color:var(--soft);font-weight:600}
  .ai-ex{font-size:12.5px;font-weight:600;color:#42526B;background:#fff;border:1px solid var(--line);padding:5px 12px;border-radius:999px;cursor:pointer;font-family:var(--bd);transition:border-color .18s,color .18s}
  .ai-ex:hover{border-color:var(--primary);color:var(--primary)}
  .ai-chip{display:inline-flex;align-items:center;gap:5px;font-size:12px;font-weight:600;color:var(--green);background:#E9F7F0;border:1px solid #BCEBD6;padding:4px 10px;border-radius:999px}
  .fcols{display:flex;flex-wrap:wrap;gap:24px}
  .fcol{flex:1 1 280px}
  .flabel{font-family:var(--mn);font-weight:700;font-size:13px;color:var(--muted);margin-bottom:10px;display:flex;align-items:center;gap:7px}
  .flabel i{color:var(--primary)}
  .chips{display:flex;flex-wrap:wrap;gap:8px}
  .chip{display:inline-flex;align-items:center;gap:7px;padding:10px 17px;border-radius:11px;cursor:pointer;font-size:14px;font-family:var(--mn);font-weight:600;transition:border-color .18s,color .18s,background .18s,transform .18s var(--ease),box-shadow .18s;white-space:nowrap;background:#F7F9FC;color:#42526B;border:1px solid var(--line);user-select:none}
  .chip:hover{border-color:#A9C2F0;color:var(--primaryd);background:#fff;transform:translateY(-1px)}
  .chip.on{background:var(--grad-cta);color:#fff;border-color:transparent;box-shadow:0 10px 22px -12px rgba(21,86,214,.75)}
  .fextra{border-top:1px solid #E7ECF3;padding-top:16px}
  .rnm-fields{display:none;margin-top:16px;padding-top:16px;border-top:1px dashed #DCE3EC}
  .rnm-fields.show{display:block}
  .rnm-fields .flabel{margin-bottom:4px}
  .rnm-hint{font-size:12.5px;color:#8493A6;margin-bottom:10px}
  .rnm-note{font-size:12.5px;color:#8A6516;display:flex;align-items:flex-start;gap:8px;margin-top:12px;padding:11px 14px;background:#FFF6E9;border:1px solid #F4DDB4;border-radius:11px;line-height:1.5}
  .rnm-note i{font-size:15px;margin-top:1px;flex-shrink:0;color:#C9962B}

  .res-head{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px;margin:26px 0 18px}
  .res-head .c{font-family:var(--mn);font-weight:700;font-size:17px;color:var(--ink)}
  .res-head .c span{color:var(--soft);font-weight:600;font-size:14px}
  .badge-live{display:inline-flex;align-items:center;gap:6px;font-size:12.5px;font-family:var(--mn);font-weight:700;padding:6px 12px;border-radius:999px;background:#F0F3F8;color:var(--soft);border:1px solid var(--line)}
  .badge-live.on{background:#E9F7F0;color:var(--green);border-color:#BCEBD6}

  .grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,330px),1fr));gap:20px}
  /* Tarifkarten (Wrapper-Klasse; inneres Markup kommt aus dbt_lib.php/homepage.js) */
  .tcard{background:#fff;border:1px solid #E7ECF3;border-radius:22px;padding:22px 20px 20px;display:flex;flex-direction:column;text-align:center;box-shadow:var(--sh-sm);transition:transform .22s var(--ease),box-shadow .22s var(--ease),border-color .22s;animation:rise .5s var(--ease) both}
  .tcard:hover{transform:translateY(-4px);box-shadow:var(--sh-md);border-color:#C9D9F5}
  .tcard.best{border-color:#BCEBD6;box-shadow:0 3px 8px rgba(11,122,85,.06),0 30px 60px -34px rgba(11,122,85,.45)}
  .tcard.best:hover{border-color:#8FDDBE;box-shadow:0 4px 10px rgba(11,122,85,.08),0 38px 72px -34px rgba(11,122,85,.55)}
  .tcard a{cursor:pointer}
  .tc-cta:hover{filter:brightness(1.07)}
  .foot-note{font-size:12px;color:var(--soft);margin-top:22px;line-height:1.5;max-width:840px}
  .empty{grid-column:1/-1;text-align:center;padding:40px;color:var(--muted);font-size:15px}

  /* faq */
  .faq{padding:74px 0;background:var(--bg)}
  .faq .wrap{max-width:820px}
  .faq-list{margin:0 auto;display:flex;flex-direction:column;gap:14px}
  .qa{border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden;transition:border-color .2s,box-shadow .2s}
  .qa:hover{border-color:#C9D9F5}
  .qa.open{border-color:#1556D655;box-shadow:0 18px 44px -24px rgba(16,32,60,.3)}
  .qa > button{display:flex;align-items:center;justify-content:space-between;gap:16px;width:100%;padding:18px 22px;background:transparent;border:none;cursor:pointer;text-align:left;font-family:var(--mn);font-weight:700;font-size:16px;color:var(--ink)}
  .qa .ans{max-height:0;opacity:0;overflow:hidden;transition:.35s;padding:0 22px}
  .qa.open .ans{max-height:320px;opacity:1;padding:0 22px 20px}
  .qa .ans p{margin:0;color:var(--muted);font-size:15px;line-height:1.65}

  /* seo + cta + footer */
  .seo{padding:74px 0;background:transparent}
  .seo .wrap{max-width:880px}
  .seo h2{font-size:clamp(24px,3.6vw,36px);line-height:1.15}
  .seo h3{font-size:clamp(19px,2.6vw,22px);margin-top:34px}
  .seo p{font-size:clamp(15px,2.2vw,16.5px);line-height:1.7;color:#46566E;margin:14px 0 0}
  .keybox{background:#fff;border:1px solid #E3E9F2;border-radius:18px;padding:22px 24px;margin:24px 0 4px;box-shadow:var(--sh-sm)}
  .kb-h{font-family:var(--mn);font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--primary);margin-bottom:14px}
  .keybox ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:10px;color:#33425A;font-size:15.5px;line-height:1.55}
  .keybox strong{color:var(--ink)}
  /* hub */
  .hub{padding:20px 0 8px;background:transparent}
  .hub h2{font-weight:800;font-size:clamp(20px,3vw,26px);margin:0 0 16px}
  .hub-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,230px),1fr));gap:10px}
  .hub-grid a{display:flex;align-items:center;justify-content:space-between;gap:10px;text-decoration:none;background:#fff;border:1px solid #E7ECF3;border-radius:12px;padding:13px 16px;font-family:var(--mn);font-weight:600;font-size:14px;color:#33425A;transition:border-color .18s,box-shadow .18s,transform .18s var(--ease)}
  .hub-grid a:hover{border-color:#A9C2F0;transform:translateY(-2px);box-shadow:var(--sh-sm)}
  .hub-grid a:hover i{transform:translate(2px,-2px);color:var(--primary)}
  .hub-grid a i{font-size:13px;color:var(--soft);transition:transform .18s var(--ease),color .18s}
  .cta-band{padding:18px clamp(16px,4vw,28px);background:transparent}
  .cta-inner{position:relative;overflow:hidden;max-width:1200px;margin:0 auto;border-radius:28px;background:linear-gradient(120% 130% at 0% 0%,#1556D6,#0E3FA8 60%,#0B2E7A);padding:clamp(36px,6vw,54px) clamp(20px,4vw,40px);text-align:center;box-shadow:0 40px 80px -44px #0B2E7A}
  .cta-inner::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(46,124,246,.55),transparent 65%);top:-210px;right:-120px;pointer-events:none}
  .cta-inner::after{content:"";position:absolute;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(14,158,110,.32),transparent 65%);bottom:-190px;left:-100px;pointer-events:none}
  .cta-inner h2{position:relative;color:#fff;font-size:clamp(26px,4vw,40px);line-height:1.1}
  .cta-inner p{position:relative;font-size:clamp(15px,2.4vw,18px);color:#C7D7F7;margin:14px auto 0;max-width:540px;line-height:1.55}
  .cta-inner a{position:relative;display:inline-flex;align-items:center;gap:10px;margin-top:26px;text-decoration:none;font-family:var(--mn);font-weight:700;font-size:17px;padding:16px 28px;border-radius:14px;background:#fff;color:#0E3FA8;box-shadow:0 18px 40px -16px rgba(0,0,0,.4);transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
  .cta-inner a:hover{transform:translateY(-2px);box-shadow:0 24px 48px -16px rgba(0,0,0,.5)}
  footer.ft{background:#0B1B33;color:#9FB1CC;padding:50px 0 28px}
  .ft .cols{display:flex;flex-wrap:wrap;gap:36px;justify-content:space-between}
  .ft .brand{max-width:300px}
  .ft .brand p{font-size:14px;line-height:1.6;color:#7E91AE;margin-top:16px}
  .ft .grp{display:flex;gap:48px;flex-wrap:wrap}
  .ft .grp h4{font-family:var(--mn);font-weight:700;color:#fff;font-size:14px;margin:0 0 14px}
  .ft .grp a{display:block;color:#9FB1CC;text-decoration:none;font-size:14px;margin-bottom:10px;transition:color .18s}
  .ft .grp a:hover{color:#fff}
  .ft .copy{margin-top:32px;padding-top:20px;border-top:1px solid #21344F;font-size:12.5px;color:#647894}

  @media(max-width:880px){ .nav{display:none} }
  @media(max-width:560px){ .hd .btn-pill{padding:10px 16px;font-size:14px} }

  /* Ablauf-Dial auf Mobile: gestapelt, zentriert, passt in die Breite */
  @media(max-width:760px){
    .ablauf{padding:44px 0}
    .ab-grid{padding:20px 14px 24px;gap:12px}
    .ab-stage,.ab-side{flex:1 1 100%;min-width:0;width:100%}
    .ab-side{margin-top:4px}
    .cap{justify-content:center;max-width:440px;margin-left:auto;margin-right:auto}
    .segs{max-width:440px;margin-left:auto;margin-right:auto}
  }